How to Buy
a House
in the USA with Minimal Down Payment
Even if you have non-standard income or are a new resident.
This Masterclass
is strictly for you if:
New Residents:
You recently moved to the U.S. and don't think you qualify yet
Non-Standard Income:
You are Self-Employed, Freelancer, or Business Owner without W2s
ITIN Holders:
You do not have a Social Security Number but want to buy a home
Renters:
You are trying to decide if it makes financial sense to rent or buy now
What You Will Learn
The Low Down Payment Strategy: How to buy with only 0–3% down
Programs for Complex Cases: Options specifically for New Residents & ITIN holders
Approval Secrets: How to prepare your profile to get approved on the first try
Rent vs. Buy Analysis: Real math to decide what is profitable for you
Market Outlook 2025: Strategies to lower your interest rate
Assem Zhumabekova
Licensed Mortgage Broker & US Real Estate Expert (NMLS 2105334)
Works with 150+ lenders nationwide
Licensed in 10 states: FL, CA, TX, NY, NJ, IL, GA, AZ, WA, CO
Helps 10–12 families get approved every month (including complex cases)
Don't let confusing mortgage rules stop you from living
the American Dream
Join us to get a clear
step-by-step plan
Copyright: Copyright © 2025 Assem Zhumabekova NMLS 2105334. All Rights Reserved.