PRIVACY POLICY
Last updated: January 2026
This Privacy Policy describes how Usmortgage.online LLC (“Company”, “we”, “us”, or “our”) collects, uses, and protects personal information of users (“Users”) who visit our website
This Privacy Policy applies to all visitors and users of our website and related services.
1. Business Information
2. Information We Collect
2.1 Information You Provide Voluntarily
We may collect the following personal information when you submit a form on our website:
First name
Email address
Phone number (if provided voluntarily)
Providing a phone number is optional. Users may browse the website without submitting personal information.
2.2 Automatically Collected Information
We may collect limited technical information such as IP address, browser type, device type, and website usage data for security, analytics, and website functionality purposes.
3. How We Use Your Information
We use collected information solely for the following purposes:
To respond to inquiries and requests
To provide access to requested information or services
To communicate important updates related to user requests
To improve website functionality and user experience
To comply with legal and regulatory requirements
We do not use personal information for unsolicited communications.
4. SMS Communications and Consent
If a User voluntarily provides a phone number and explicitly consents by checking an optional checkbox on our website, the User may receive informational SMS messages related to their inquiry or request.
Message types may include:
Request confirmations
Follow-up notifications
Important service-related updates
Message frequency varies. Message and data rates may apply.
Users may opt out at any time by replying STOP.
For assistance, users may reply HELP.
5. Mobile Information & SMS Data Protection
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of text messaging services necessary to deliver SMS communications.
All other categories of personal information explicitly exclude SMS opt-in data and consent.
6. Information Sharing
We do not sell, rent, or trade personal information.
Information may be disclosed only:
To service providers assisting with website operations or communications, under confidentiality obligations
When required by law or legal process
7. Data Retention
Personal information is retained only as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required by law. Data is securely deleted or anonymized when no longer needed.
8. Data Security
We implement reasonable administrative, technical, and organizational safeguards to protect personal information. However, no method of transmission over the Internet or electronic storage is 100% secure.
9. Links to Other Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. Users should review the privacy policies of any third-party sites they visit.
10. Children’s Privacy
Our website is intended for users aged 18 and older. We do not knowingly collect personal information from children under the age of 13.
11. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes become effective upon posting on this page. Continued use of the website constitutes acceptance of the updated policy.
12. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us: